Misc. Real Estate Sites

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• Airport Disclosure - The state real estate department shall have and make available to the public on request a map showing the exterior boundaries of each territory in the vicinity of a public airport.

• Apartments.com - A national database of available apartments of all kinds.

• AZ Dept of Real Estate - Buyer Advisory - Read this document before you sign anything concerning the purchase of a home.  This advisory is designed to make a buyer's home purchase as smooth as possible.  Some of the more common issues a buyer may decide to investigate or verify concerning a home purchase are summarized in this Advisory.  Included in this Advisory are: 1) common documents a buyer should review; 2) physical conditions in the property the buyer should investigate; and 3) conditions affecting the surrounding area the buyer should investigate.  In addition, a buyer must communiate to the real estate agents in the transaction any special concerns the buyer may have about the property or surrounding area, whether or not those issues are addressed in this Advisory.
  
• AZ Dept of Real Estate - Property Buyer's Checklist - A checklist for consumers to help avoid some of the pitfalls of purchasing a new or used home, or raw, undeveloped land.
  
• AZ Pool and Spa Contractors - If the home has a pool or a spa, the home inspector might determine that the cleaning system is not working properly or may exclude the pool or spa from the general inspection.  It would then be necessary to have a pool or spa company inspect the pool or spa and/or evaluate any problem. 
  
• AZ Structural Pest Control Commission - Termites are commonly found in Arizona homes.  Investigating evidence of termites or other wood infestation is the job of the pest inspector.  The Structural Pest Control Commission (SPCC) regulates these inspectors and can provide the buyer with information regarding past termite treatments on a property.

• CCIM - A commercial property network dedicated to the advertising of commercial and investment properties for sale and for lease by CCIM designees.
  
• Citizens Against Private Government HOAs - The purpose of this organization is to  inform the public (a) of the private government nature of HOAs and their governing bodies, the homeowners association; (b) of the restrictions on homeowners' civil liberties and; (c) of the lack of effective enforcement of state laws and the government documents under the "private contract" interpretation of HOAs.
  
• Community Associations Institute - What makes a development a condominium or planned community?  Common area, that is, community ownership or free estate for use by community residents, is the common denominator.  In a condominium, the common property is actually deeded as undivided interests to the condominium owners.  In a planned community, the ownership of the common property vests in the homeowners’ association.  Find out what you need to know about community association or condominium living before you buy your new home.
  

• CNN - Best Places to Live - Want to see how a particular city stacks up? Get a statistical snapshot of over 1,200 cities.

• Department of Real Estate
         What the Department does
         How to find the Department's offices
         Department addresses, Phone Numbers, Holiday Closures
         How to obtain an Arizona real estate license
         How to file a complaint against an Arizona Real Estate Licensee
         Arizona Real Estate Statutes
         Real Estate Commissioner's Rules
  
• Fair Housing Information (Our thanks to the Arizona Association of Realtors^® for these links.)

• Fannie Mae -  Provides financial products and services, making it possible for low, moderate,and middle-income families to buy homes of their own.

• FHA -  FHA Loan Definition - a home mortgage that is guaranteed by the Federal Housing Association,  federal governmental agency that oversees home ownership and the availability of loans for consumers. An FHA loan can provide low cost of entry for the consumer if they meet the FHA requirements.  FHA Insurance Programs. 
  
• FHA Single Family Home Loan Program - FHA finances more Single family real estate homes than most of the other types of properties combined.  The basic single family FHA loan is called a FHA 203(B) mortgage loan.
  
• Freddie Mac - Freddie Mac is a stockholder-owned corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors.
  

• Golden Feather - HUD has created a private - public partnership that took a previously managed Federal Government function and outsourced it to private real estate professionals.

• HOA Disclosures - If purchasing a resale home in a condominium or planned community, the seller (if fewer that 50 units in the community) or the HOA if there are 50 or more units) must provide the buyer with a disclosure containing a variety of information.  The disclosure should contain information regarding the principal contact for the association, assessments, the money held by the association as reserves and, if the statement is being furnished by the association, a statement as to whether the records of the association reflect any alterations or improvements to the unit that violate the declaration.
  

• Home Advisor - This Microsoft engineered site offers a wealth of home searching and related resources. Updated daily.

• Home Buying/Selling Center
  
• Home Construction Center
  
• Home Improvement Guide - All Around your house is a web-based portal about buying and selling a home, home improvement, home security, and more.
  
• Home Remodeling Center

• How to Buy a Fannie Mae-Owned Home - As a prospective home buyer, you have many options in your search to find an affordable home. One of those options today is the purchase of a home that has been foreclosed and is currently owned by Fannie Mae.
  
• HUD -  Mission: A decent, safe, and sanitary home and suitable living environment for every American. THE direct source for HUD homes.
  
• HUD's Homebuyer's Guide
• Common questions from first-time homebuyers
• Know your rights as a homebuyer
• How much mortgage can you afford
• Create your "wish list"
• Your real estate broker
• Mortgages ahd homebuying porgrams
• Shopping for a home
• Building a home
• Manufactured homes
• And much, much more
  
• IRS Publication 530 - Tax information for first time homeowners.
  
• Lead Based Paint Disclosure - If the home was built prior to 1978, the seller must provide the buyer with a lead-based paint disclosure form.  A sample form is located at http://www.aaronline,com/docs/leadsale.pdf.
  
• Mold Free - Toxic Mold Inspection and Remediation.  Mold Free® inspects and tests for mold in your home, apartment, workplace or commercial property.  Mold Free® specializes in remediating the harmful environmental conditions which are caused by all types of toxic mold, including stachybotrys (the "black mold"), and which have been linked to Sick Building Syndrome. 
  
• Mortgage 101.com - Access the nations largest online system of the best mortgage lenders dedicated to bringing you great service, mortgage education and quality loan programs. Provides you with the best mortgage rates from hundreds of local mortgage companies.
  
• New Home Source - Advice on finding, buying, designing, building, decorating or moving.
  
• Phoenix New Home Directory - The Phoenix New Homes Directory designed to be the most simple, easy to use real estate resource on the web, for finding new homes for sale,new condos, new home builders, and new home communities, in Phoenix, Arizona.  You may search for new homes in Phoenix by price, location, builder, and by Master Planned Communities.
  
• Pool Barrier Law - Each city and county has its own swimming pool barrier ordinance.  Pool barrier contact information for each Arizona city and county may be found here.  The Arizona Department of Health Services Private Pool Safety notice may be found at: http://www.hs.state.az.us/diro/admin_rules/pool_rules.htm.  The state law on swimming pools is located at http://www.azleg.state.az.us/ars/36/01681.htm.
  
• Public Report - This report is required to be given to buyers by developers in a new home subdivision.  The purpose of this document is to point out material information about the development that a buyer might want to know when making a decision to purchase.  For example, the section of the Public Report entitled “Nuisances and Hazards” will disclose adjacent land uses that may be of concern.  The Public Report is prepared by the seller/builder, could be inaccurate, and should be verified.

• Scorpions and Other Pests - Cockroaches, rattlesnakes, black widow spiders, scorpions and other pest are common in parts of Arizona.  Fortunately, most pests can be controlled with pesticides.  Scorpions, on the other hand, may be difficult to eliminate.  If the buyer has any concerns or if the SPDS indicates the seller has seen scorpions or other pests on the property, you should seek the advice of a pest control company.  A source of information on scorpions may found here.

• Seller’s Property Disclosure Statement - “SPDS” - Most sellers provide a SPDS.  This document covers a variety of questions for the seller to answer about the property and its condition.  A buyer should carefully review the SPDS and verify those statements of concern.   Also check out http://www.re.state.az.us/consumer.html for more information.
  
• Termites 
        What you should know about Wood Infestation Reports 
        Homebuyer's Guide to Termite Pretreatments
  
• Title Report - The title report or commitment contains important information to be provided to the buyer by the Escrow Company or Agent.  This report or commitment lists documents that are exceptions to the title insurance (Schedule B Exceptions).  Schedule B Exceptions may include encumbrances, easements, and liens against the property, some of which may affect the use of the property, such as a future addition or swimming pool.  Make sure you receive and review all of the listed documents. Questions about the title commitment and Schedule B documents may be answered by the title or escrow officer, legal counsel, or a surveyor. 
  
• U.S. HUD - Allows you to directly access all VA and HUD foreclosures sold here for a fraction of their value.
  

   
  Teri@BoulterProperties.com